AI-powered · Built on federal law

Debt collectors
harassing you?
Fight back.

DebtHarassed detects illegal collector behavior, generates cease & desist letters, builds your case file, and connects you with attorneys — in minutes, not months.

68M+

Americans with debt in collections

$1,000

Statutory damages per violation

150K+

FDCPA complaints filed yearly

80%

Consumers unaware of their rights

Features

Everything to stop the harassment

⚡

AI violation detector

Describe what happened in plain English. Our AI identifies specific FDCPA violations with legal citations in seconds.

📄

Instant letter generator

Cease & desist, debt validation, and credit bureau dispute letters — legally precise and ready to send in under 60 seconds.

📁

Case log & evidence file

Every call, text, and letter documented with timestamps. Export a complete package for attorneys or court.

⚖️

Attorney matching

Strong cases matched to FDCPA plaintiff attorneys in your state. Contingency fee — collectors pay your legal fees.

📢

CFPB complaint filing

AI writes your complaint narrative and guides you through CFPB and FTC submission step by step.

📖

Know your rights

Full FDCPA guide in plain English — every section explained with real-world examples and an interactive Q&A.

FDCPA violations

We detect all 18+ violations

Most consumers don't know which collector behaviors are illegal. We do.

§ 805(a)

Illegal call hours

Before 8am or after 9pm

§ 807(4)

Threatening arrest

Debt is civil, not criminal

§ 805(b)

Third-party disclosure

Telling family or employer

§ 806

Harassment

Repeated calls, abuse

§ 805(c)

Ignoring cease & desist

Continuing after notice

§ 807

False representations

Lying about debt or identity

Pricing

Start free. Pay only if it helps.

Free

$0

One-time check

  • ✓ 1 violation analysis
  • ✓ 1 cease & desist letter
  • ✓ FDCPA rights guide
Get started free
Most popular

Pro

$9/mo

Active harassment

  • ✓ Unlimited analyses
  • ✓ All 3 letter types
  • ✓ Full case log
  • ✓ CFPB complaint AI
  • ✓ Attorney matching
  • ✓ AI-enhanced letters
Start 7-day trial

Contingency

$0

Win or pay nothing

  • ✓ Case evaluation
  • ✓ Attorney referral
  • ✓ No upfront cost
  • ✓ Collectors pay fees
  • ✓ Up to $1,000+ damages
Evaluate my case

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