AI-powered · Built on federal law

Debt collectors
harassing you?
Fight back.

DebtHarassed detects illegal collector behavior, generates cease & desist letters, builds your case file, and connects you with attorneys — in minutes, not months.

68M+

Americans with debt in collections

$1,000

Statutory damages per violation

150K+

FDCPA complaints filed yearly

80%

Consumers unaware of their rights

Features

Everything to stop the harassment

AI violation detector

Describe what happened in plain English. Our AI identifies specific FDCPA violations with legal citations in seconds.

📄

Instant letter generator

Cease & desist, debt validation, and credit bureau dispute letters — legally precise and ready to send in under 60 seconds.

📁

Case log & evidence file

Every call, text, and letter documented with timestamps. Export a complete package for attorneys or court.

⚖️

Attorney matching

Strong cases matched to FDCPA plaintiff attorneys in your state. Contingency fee — collectors pay your legal fees.

📢

CFPB complaint filing

AI writes your complaint narrative and guides you through CFPB and FTC submission step by step.

📖

Know your rights

Full FDCPA guide in plain English — every section explained with real-world examples and an interactive Q&A.

FDCPA violations

We detect all 18+ violations

Most consumers don't know which collector behaviors are illegal. We do.

§ 805(a)

Illegal call hours

Before 8am or after 9pm

§ 807(4)

Threatening arrest

Debt is civil, not criminal

§ 805(b)

Third-party disclosure

Telling family or employer

§ 806

Harassment

Repeated calls, abuse

§ 805(c)

Ignoring cease & desist

Continuing after notice

§ 807

False representations

Lying about debt or identity

Pricing

Start free. Pay only if it helps.

Free

$0

One-time check

  • 1 violation analysis
  • 1 cease & desist letter
  • FDCPA rights guide
Get started free
Most popular

Pro

$9/mo

Active harassment

  • Unlimited analyses
  • All 3 letter types
  • Full case log
  • CFPB complaint AI
  • Attorney matching
  • AI-enhanced letters
Start 7-day trial

Contingency

$0

Win or pay nothing

  • Case evaluation
  • Attorney referral
  • No upfront cost
  • Collectors pay fees
  • Up to $1,000+ damages
Evaluate my case

Ready to fight back?

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